Bills – Financing Your Needs
From personal emergencies to business expansion, Bills Microcredit is your trusted partner in financial support.
ABOUT US
Who We Are
Bills Microcredit was founded in 2009 and officially incorporated in 2011. With 16 years of consistent service, we have become a reliable financial partner to thousands of Ghanaians.
From a humble team of two, we now operate with over 1,500 dedicated staff nationwide. Our branchless model means convenience is central—we come to you, wherever you are.
We don’t just offer loans; we build lasting relationships that support your journey through life and business.
* YOUR NEEDS, OUR PRIORITY *
At Bills, we don’t put you in a box—we meet you where you are:
- Are you in business and intending to expand operations?
- Do you have an emergency need that must be satisfied now?
- Do you have soft skills that you intend to use to start your own business?
- Are you a salary worker wanting to bridge the finance gap?
- What do you need money for? Speak to us!
HOW IT WORKS
Call us –
Let’s talk about your needs.
We come to you –
No queues, no branches.
Submit your Ghana Card –
That’s all we need.
Repay easily –
Use USSD codes:
Funds disbursed fast –
Mobile wallet or bank account.
OUR REACH
Bills serves all 16 regions of Ghana. Whether you’re in the heart of Accra or a remote town, our officers will meet you where you are.
FAQ
1. How do I apply for a loan?
You call us, speak to us, and we come to you. It’s that simple.
2. Who is eligible for a loan?
Any Ghanaian aged 18 and above with a valid Ghana Card and a legitimate source of income or business can apply.
3. Do I need to visit a branch?
No. Our system is entirely branchless. We bring the service to your doorstep.
4. Is Bills Microcredit available outside Accra?
Yes. We have footprints all over the country. You can apply from anywhere in Ghana.
5. How much can I apply for?
We offer loan amounts from GHS 1,000 to GHS 150,000, based on your eligibility.
