Saviour Quammey is a highly driven and results-oriented professional with over a decade of experience across finance, compliance, credit operations, and recovery. He currently serves as the Head of Recovery at Bills Microcredit, where he leads the design and execution of recovery strategies aimed at maintaining the health and sustainability of the company’s loan portfolio.
Saviour’s journey at Bills Microcredit began in 2021, where he served in progressively senior roles across credit analysis and operations. As a Credit Analyst, he played a key role in evaluating loan applications, monitoring field performance, and recommending data-informed lending decisions. He was later promoted to Area Manager for the Keta-Aflao area, where he oversaw field operations and team performance, ensuring compliance and driving portfolio growth. He then advanced to Operations Manager for the Volta and Oti regions, managing a wider portfolio and providing direct supervision and leadership to multiple area managers and field teams. His strategic oversight significantly contributed to improved loan performance and recovery rates in the region.
Before joining Bills Microcredit, Saviour held key roles in other financial institutions, including Head of Compliance at FastTrack Microfinance Limited, Finance Officer at VisionFund Ghana, and Loan Officer at ASA Savings and Loans Ltd. These roles gave him a strong foundation in both the regulatory and operational sides of financial services.
Saviour holds a Master of Business Administration (MBA) from Accra Business School and a Bachelor of Science in Business Administration, majoring in Accounting and Finance, from Presbyterian University College, Ghana. He has also participated in several workshops and training programs, including the Data Bank Greatness Summit and World Vision International’s security and awareness programs.
Known for his professionalism, integrity, and hands-on leadership, Saviour brings structure and focus to every aspect of his work, consistently delivering results that align with Bills Microcredit’s mission of responsible lending and financial inclusion.
